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Chengdu, the real estate industry in 2009, too hot mess, in the city to do a real estate sales Miss Chang said she and her colleagues considered this year's year-end awards can be rough to get tens of thousand dollars, and even the highest up to 10 million yuan.
financial industry is the envy of each subject were large year-end awards, a fund company Miss Hsu told reporters that "a lot of analysts of 10 million to year-end awards calculated, the best analyst be able to obtain several hundred thousand dollars or even hundreds of million. "
" facing the copy back overturned, "hard work hard for a year, with the approaching Lunar New Year of the Tiger one day by day, year-end awards once again into everyone hot-"popular" topics. Each one end of the year from several thousand to as many as tens of thousands of "end of the year red envelope" finally got the hands of a down, the concomitant addition to happiness and joy, but also brings us to the edge of love and pain -- - Is it chic to spend, Treat yourself to this year's hard work? Or save down, so that the money given birth to more money?
In fact, the 7-day Lunar New Year holidays, though the time for short-term finance, but the If well planned and rational control, this "Year red envelope" not only allows you to have a pleasant stay of the Chinese New Year, the feast day is more likely to bring you an extra surprise. Gengyin the upcoming Lunar New Year,replica tag heuer, let us come together to end of the year Award "hard" for something and Bar!
The year-end awards this year, how many?
Bacheng people think that there will be higher or about 20%

end of the year, went to a lot of career time to discuss year-end awards. Last week, the reporter interviewed some of the people and the city part of the corporate executives, of which more than the respondents felt that, compared to the previous year, "bleak" year-end awards, this year's year-end award amount will be higher.
Mr. Wei is an IT company in charge of R & D center in Chengdu, he said that while the company's headquarters has not disclosed the amount of year-end bonuses this year, "but this year the company's performance and R & D intensity point of view, certainly will be larger than last year's red envelopes. "Mr. Wei said that in 2008 affected by the financial crisis, all walks of life are affected, while the domestic economy in 2009 embarked on a rapid road to recovery," took 10,000 yuan last year, I think this year should not be less than this number. "
Ms. Han is a real estate company's sales director, referring to year-end awards, she told reporters," 2009 real estate market on better, is expected to year-end awards to be compared with previous years by 20% to 30%. "she said, the real estate business year-end awards and performance-related, sales took a good fifty or sixty thousand yuan, the red envelope is normal, take 100 thousand yuan or more are found. Full year of operation by the general staff evaluation, if they take lot easier to assess, generally about 3,000 to 5,000 yuan. All networks, horizon, and some other portals NetEase year-end awards by recent survey data also showed that about 66% of Internet users believe that this year's year-end awards will be slightly higher than last year. At the same time, the rate of increase on the year-end awards, more than 9 percent of User that around 20% is more reasonable,lv bags, majority of Internet users in the year-end prize money will be focused on 2000 to 5000 yuan.
the issuance of awards in the year-end form, at the end of double-income, the average basic salary plus performance bonuses, and shopping card coupons the most popular of these three forms of access to more than 80% of the vote. received year-end awards
how they felt?
of your big red bag is "a cup" or "wash with"
end of the year, and festivals, and store discount of should be made a year-end awards! hard dry year, the banking card, will soon usher in a considerable number, but we all started to forward the money ready to make up - is proud to drying, hard to discuss, quietly spend, secretly count ... ... end of the year award for you, is "a cup" (a tragedy) or "a wash" (Comedy) do?
end of the year award the "cup with"
< br> Speaking of a year-end awards, Ms. Qiu is a look of helplessness. In 2004, along with her husband's job transfers and Madam Qiu, one came from Guiyang, Chengdu, Guiyang,lv handbags, back to my hometown every year the Spring Festival Chinese New Year has become a "compulsory." Ms. Qiu said: "Every time I go home, not surmise hot end of the year award, they all ran out." She Ban Zhao's finger with the pen forget calculation: less than 7,000 yuan a year-end awards, just buy a couple and their children ticket to spend nearly half. In addition, finally come home, he will have something for a gift? And other relatives are ready for all gifts, year-end awards on the left less than a 1 / 4, "always getting together and the old school friend to go out bar go out to eat a meal, drink wine, Which will lead to no cost? In short, a trip back home to empty the pockets. "
people working in foreign companies on the annual year-end awards *** all love Cross hate. "Year-end awards received it is natural they want to go to consumption," *** said that last year received more than 10,000 yuan a year-end awards,louis vuitton, she is about the new year on the two friends set out for Hong Kong shopping, handbags, cosmetics, clothing, a gift to their families ... ... spent five days in Hong Kong, *** not only spent a year-end award points is not left, but also almost Shuabao a bank card, "always felt that bonuses for the year-end prize is to spend the time are not distressed, but after a few days you'll regret it. "
end of the year Award for the" wash with "
" end of the year award every year that my family can be put to great financial handy. " Miss Song is a senior public insurance agent, for investment and security are very line. End of each year there are about more than 20,000 yuan award, she is always a fixed year-end awards will be most familiar with in their own area of investment, the "end of the year award every year as long as one hand, I'll use it to purchase insurance for their families."
According to reports, from 8 years ago, she was continuously on an annual basis for her son, himself and wife to buy different types of dividend risk, "not only provide protection, but also the realization of value, I can annually from all insurance on dividends dividends and the amount of money to get back to the current investment rate of return so that I am very satisfied. "
Mr. Liu in the investment field and the public, although not as Miss Song So the line, but he also has his own approach. "I used to investment funds and ultra-short-term financial products." Mr. Liu said that from 2006 onwards, financial planner, he started to pay attention to the recommendation of financial products, as usually busy, Mr. Liu points fancy little worry of fund investment, "down on the fat end of each year award a purchase, up to now, all my funds have achieved more than 60% of the revenue." At the same time, Mr. Liu has also played an ultra-short-term attention to wealth management products, "particularly about 7 days products, is perfect for Chinese New Year holiday. "
end of the year award should be how to spend?
attitude adjustment end of the year award is not" extra income "
usual wages to plan carefully, why the collar to the end of the year award, many people they cover not live your wallet out? financial planner said that because there will always be the monthly wage income that is their own hard-earned money, while the end of the year award was "extra income" -- - For extra income, people often will be very easy to take off. Therefore, if we can adjust the ideas, the end of the year prize as a down year, the income of their own hard work, it should be more rational to consume.
primary articles: to the end of the year prize draw Zhang plans
financial planner suggested that in the "liberated" to squander the end of the year awards, we can first prize for the year-end to make a detailed plan. For example, before it is consumed, we must first deduct certain annual expenses, such as the Lunar New Year red envelopes and gift-giving costs, the cost of Chinese New Year next year's premium, the new semester tuition and fees and other children. These costs are the expenses and the amount to be larger and therefore need to set aside in the year-end bonuses. Next, consider the remaining 70% of funds for increased investment. The last remaining 30% is used for consumption.
needs to be emphasized that, before it is consumed, but also have a general plan, as far as possible to avoid the waste caused by impulse consumption. Financial Planners suggested that the public is best for themselves years ago to develop a spending plan, not only should have a clear understanding of general merchandise discount, take the initiative to abandon the goods to buy some insignificant, while for the high-end home appliances, automobiles and other big-ticket consumer goods should also be a reasonable scheme to avoid the formation of advance consumption or excessive consumption, resulting in the loss of household assets hidden.
Intermediate: selective debt is more cost-effective
In general, the end of the year award as the year of the final lump-sum income, the amount is usually much longer than usual to "huge" much more, therefore, Financial Planners suggested that there are mortgage payments at the end of the year of the public can use the money to give their mortgage by reducing the burden.
In fact, the early repayment is a lot of "housing slaves" have in common the idea, but how it is more cost-effective loan repayment ahead of schedule then? ready to hold year-end awards for the prepayment of the public, to master certain skills, it is very important to save money for themselves. Financial Planners For example, A members of the public in 2002, the bank loan of 300,000 yuan commercial loans for a period of 15 years, the monthly repayment 2464 yuan. If prepayments 50,000 yuan, shorten the duration of the choice for cost-effective or less on it?
Financial planner said that if people choose A shorter loan term, then she prepayments 50,000 yuan, you can shorten the 3-year time for payment, the interest savings of about 37,000 yuan. If you choose to reduce the monthly mortgage, then the monthly repayment amount will be reduced by 527 yuan, fell to 1937 yuan, saving interest on 18,000 yuan. Two kinds of payment in different ways, you can save half the difference between the interest, to 19,000 yuan. Therefore, the financial planner said that if the mortgage is not the pressure on for the proposed loan repayment ahead of schedule as much as possible when you choose "shorten the repayment period\for the month. "
senior chapter: not the same as the amount required to finance
In the interview, the reporter found that year-end awards take less than a year-end awards often overlooked members of the public financial management issues, concerns a large fiscal year-end awards part of the year-end awards more lucrative income citizens. Financial planner, said the year-end awards with the usual savings deposits, also need financial management, though the methods vary, do not think that ignores the small amount of financial effect.
if the funds than the smaller members of the public financial planner recommendations can select some life insurance or accident insurance, can reduce the risk of the family; In addition, the fund can be cast, which would allow more flexible fund, earnings off than those savings over the same period to be higher.
if the family income of 5 million per year-end, while also paying the mortgage, the situation now may be the first to return a part of paying back the principal, not only can reduce the number of negative equity, but also can increase the normal monthly disposable capital . In addition, you can try to fought in seven days or investment banking Monetary Fund. Financial planner, said there are now many banks launched a 7 days Money variety, can be commissioned according to the customer will be automatically converted to 7 days, demand deposits, call deposits. This reporter learned that the current 7 day deposit rate is 1.62% (tax included), 125% higher than demand deposits. This variant comes from the short-term financial savings can be achieved only seven days, "compound interest\In addition, the Monetary Fund, the principal can be the same as demand deposits, readily accessible, but the return rate and the 1-year deposit equal, and some even more than two-year after-tax bank deposit interest rates.
the end of the year if the family income is relatively high, up to 10 million yuan, then the public can be as long-term investments, choose to buy the fund or invest in gold, real estate, insurance, and so more appropriate.
year-end awards given birth to the number of topics?
is looking forward to the year-end awards, but it occasionally brings a lot of trouble.
controversial one:
of year-end awards
opportunity to experience job-hopping is also a switch to the end of the peak, but in the eyes of the vast majority of the workplace, the current job-hopping is the year of the most embarrassing time. One side is a great opportunity, one side appeared to be at hand year-end red envelopes, how to choose?
Recently, Chengdu, Mr. Fan is a software engineer for this Road "multiple-choice questions" worry. "The current bottleneck of the development work has entered a period, now have an attractive new opportunities, but they are stuck in a fat year-end awards critical juncture." Fan said, the other side to work and treatment are good, but the old club will soon be released year-end red envelopes of money, "is to stand the last one post, or for the immediate future and give up is really difficult!"
a personnel investigating bodies survey data released last month showed Faced with the embarrassing dilemma of fish and bear's paw, 50% of the workplace who feel that the chance is more important than money, 29.3% of people think that to a concrete analysis of specific conditions, 20.7% of people choose to take End of year-end awards for his consideration.
human resources experts have said that to miss the opportunity for employment is the fault of one person is more deadly. Faced with this situation, comprehensive consideration of their own situation and the current economic situation, select the end of the year be wise to change jobs.
argument 2:
what the industry's most attractive year-end awards
auto industry year-end awards to become a major part of this year. Automobile production enterprises Longquanyi Qumou office staff in private Xiao Wang told reporters in 2009, the Group's sales rose about 4 into "Although year-end awards not fat, but I think it would be more substantial amount. Years, some months, We get a monthly salary of 6,000-odd. "Xiao Wang said that if by the end of double income to award year-end awards, it is estimated there are at least 8,000 yuan.
2009 years of real estate market is too hot mess. "You see, in 2009 the sale of motor ability tests, before the top ten, Which is not the amount of sales 10 Jige Yi? We are also exceeded its 2009 sales target, the boss said to make you all a happy year, are now in the looking forward to fat year-end awards. "In Chengdu, a real estate company to work She has told reporters. To do a real estate sales in the city Miss Chang also said that she and her colleagues in this year's year-end awards rough calculation can get several million, the highest even up to 10 million yuan.
financial industry is the envy of each subject were large year-end awards. "We are all very much looking forward to this year's year-end awards." A fund's Miss Hsu told reporters, "In our industry, the high end of the year award has been no secret. Many analysts of the year-end awards to 10 million to the calculation, the most Good analysts may get several hundred thousand dollars or even hundreds of million. "Lastest replica watches | replica rolex watches | replica watches | replica watches | replica watches news?

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